The best credit unions in Southgate, MI offer concrete differences in customer ratings, branch hours and banking services. Credit Union ONE at 12820 Fort St has the highest Google rating among these listings: 4.6 stars from 190 reviews. Advantage One at 13050 Fort St and Advia at 14170 Pennsylvania Rd both hold 4.1-star ratings, with 104 and 45 reviews respectively.
For evening banking, Michigan First Credit Union inside Kroger at 16705 Fort St stays open until 7 p.m. Monday through Friday, later than the other branches with listed hours. Its Saturday hours run from 10 a.m. to 3 p.m. Zeal at 16225 Fort St opens earlier on Saturdays, at 9 a.m., and closes at 1 p.m.
Services also distinguish the options. Advantage One lists 24/7 ATM access and a coin machine available until 4 p.m. Advia offers consumer and business accounts, CDs, loans and home mortgages, plus notary services and financial advisor consultations at no cost to members. Downriver Community Federal Credit Union at 15261 Trenton Rd serves individual and business members and provides mobile, desktop and telephone banking. All seven listings identify wheelchair-accessible entrances and parking, while five identify drive-through service.
4.6(190)· Google4.6 out of 5 from 190 reviews (Google rating)
Credit Union
Closed · opens 10:00 AM
Credit Union ONE is a credit union at 12820 Fort St in Southgate, MI. Its listed services include checking and savings accounts, mortgage applications, auto loans and personal loans, along with ATM access. The Southgate, MI location offers onsite services and a drive-through, and its accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking.
Membership also includes access to nearly 30,000 surcharge-free ATMs through the CO-OP Network. For in-person banking away from a Credit Union ONE branch, members can use more than 5,000 CU Service Centers nationwide to conduct branch business. These shared networks extend access beyond the Southgate, MI address. On Google, Credit Union ONE has a 4.6 rating from 190 reviews; that score reflects the listed review total rather than a separate editorial assessment.
4.1(104)· Google4.1 out of 5 from 104 reviews (Google rating)
Credit Union
Closed today
Advantage One Credit Union is located at 13050 Fort St in Southgate, MI, offering everyday banking services and auto loans. The credit union lists locations in Southgate, MI and Brownstown, and its description mentions a planned Taylor branch. For people comparing local financial institutions, its Google listing has a 4.1 rating based on 104 reviews; that score reflects the reviews on that platform rather than a separate editorial assessment.
The listed services include 24/7 ATMs, a coin machine available until 4 p.m., drive-through service, and on-site services. The ATM access offers an option outside branch hours, while the coin machine has a stated closing time of its own. No lobby or drive-through hours are provided in the supplied information. Accessibility features at the Southgate, MI location include a wheelchair-accessible entrance and wheelchair-accessible parking.
3.2(82)· Google3.2 out of 5 from 82 reviews (Google rating)
Credit Union
Closed · opens 9:00 AM
Zeal Credit Union is located at 16225 Fort St in Southgate, MI. The location has a drive-through and a free parking lot, along with a wheelchair-accessible entrance and wheelchair-accessible parking. In its description, Zeal presents itself as community focused, drawing a distinction between its credit union approach and that of a bank. Its Google listing has a 3.2-star rating based on 82 reviews.
Zeal’s description emphasizes financial ratings and deposit insurance. It reports receiving a five-star rating from Bauer Financial, the highest rating that firm offers, and a SUPERIOR financial rating from IDC Financial Publishing. These financial ratings are separate from the customer review score on Google. Zeal also states that deposits are insured up to $250,000 by the National Credit Union Administration, a federal government agency.
4.1(45)· Google4.1 out of 5 from 45 reviews (Google rating)
Credit Union
Closed · opens 9:00 AM
Advia Credit Union at 14170 Pennsylvania Rd in Southgate, MI offers banking services for consumers and businesses. Its account options include savings and checking accounts and CDs, alongside loans, Visa credit cards, and home mortgages. The branch invites people who live or work in Southgate, MI or the surrounding Downriver area to join. Its Google listing has a 4.1-star rating from 45 reviews.
Beyond accounts and lending, the branch provides drive-through and ATM services, a notary public, and financial advisor consultations. Advia lists these services as available at no cost to members. Cash advances are also among the listed offerings. Accessibility features include a wheelchair-accessible entrance, parking, restroom, and seating, and the branch has a unisex restroom. The listing also identifies the location as LGBTQ-welcoming and a transgender safe space.
3.9(40)· Google3.9 out of 5 from 40 reviews (Google rating)
Credit Union
Closed today
Downriver Community Federal Credit Union is a full-service, member-owned financial institution at 15261 Trenton Rd in Southgate, MI. It serves both individual and business members, with financial products that include mortgage, auto, and credit card lending. Membership is open to anyone who lives or works in one of 18 designated Downriver communities. Its stated mission emphasizes simple access to financial resources at different stages of life and making banking less complicated.
Members can access their money through mobile, desktop, and telephone banking, as well as thousands of ATMs and Service Centers across the United States. The Southgate, MI location offers onsite services and a drive-through, along with a wheelchair-accessible entrance and wheelchair-accessible parking. Its Google listing has a 3.9-star rating based on 40 reviews.
3.9(32)· Google3.9 out of 5 from 32 reviews (Google rating)
Credit Union
Closed · opens 10:00 AM
Michigan First Credit Union (Inside Kroger) is a credit union location at 16705 Fort St in Southgate, MI. Its setting inside Kroger places financial services within a grocery-store location. The branch lists onsite services, a wheelchair-accessible entrance, and wheelchair-accessible parking. Its Google listing has a 3.9 rating based on 32 reviews, offering a limited snapshot of customer feedback rather than a detailed account of the services available here.
Founded in 1926 and based in Lathrup Village, Michigan First Credit Union serves hundreds of thousands of members through branches across Michigan. The organization supports financial education and describes its services as covering different life stages. Its broader offerings include Michigan First Mortgage, Michigan First Insurance Agency, and a 365 Live Call Center. These are organization-wide resources; the supplied information does not specify which mortgage or insurance services are handled onsite at the Southgate, MI location.
