Last updated October 10, 2026 · ranked from 493 Google reviews · How we rank
All six credit unions in this guide are located in Southgate, MI. Credit Union ONE leads the list with a 4.6 Google rating from 190 reviews, the highest rating and largest review count among these entries. Advantage One Credit Union follows with a 4.1 rating from 104 reviews, while Advia Credit Union also holds a 4.1 rating, with 45 reviews. Downriver Community Federal Credit Union ranks fourth with a 3.9 rating from 40 reviews. Michigan First Credit Union (Inside Kroger) takes fifth with a 3.9 rating from 32 reviews, followed by Zeal Credit Union with a 3.2 rating from 82 reviews. The list brings together six options within Southgate, MI, with Google ratings and review counts for comparison.
1Credit Union ONEAt 12820 Fort St in Southgate, MI, it offers checking and savings accounts, mortgage applications, auto and personal loans, plus a drive-through.
2Advantage One Credit UnionAdvantage One Credit Union holds a 4.1 Google rating across 104 reviews, listed on Google as credit union.
3Advia Credit UnionAdvia Credit Union holds a 4.1 Google rating across 45 reviews, listed on Google as credit union.
At 12820 Fort St in Southgate, MI, it offers checking and savings accounts, mortgage applications, auto and personal loans, plus a drive-through. Members can use nearly 30,000 surcharge-free CO-OP ATMs and more than 5,000 CU Service Centers nationwide. Reviewers describe service as efficient and personable and associates as knowledgeable and helpful, though one notes a small branch and parking lot. Saturday hours run from 10 a.m. to 12:30 p.m.
Drive-through banking
Saturday morning hours
Shared ATM access
“Efficient, thorough and personable customer service”
This member-owned institution serves individuals and businesses, offering mortgage, auto and credit card lending alongside mobile, desktop and telephone banking. Members also have access to thousands of ATMs and Service Centers nationwide. The Trenton Road location adds a drive-through and Friday hours until 6 p.m. Its Google rating is 3.9 stars from 40 reviews, and one member since the 1970s praises the helpful, friendly staff.
Individual and business banking
Drive-through access
Friday hours until 6
“I have been a member since the 1970s. They provide all of the financial services that a family will ever need. Staff is very helpful and friendly.”
Work at Downriver Community Federal Credit Union? Get your badge
Weekday hours until 7 p.m. and a location inside Kroger give Michigan First Credit Union practical appeal at 16705 Fort St in Southgate, MI. to 3 p.m., and positive comments about assistance: one reviewer describes vehicle refinancing as easy and simple, while another praises the team's readiness to help. The branch has a 3.9 Google rating from 32 reviews, plus a wheelchair-accessible entrance and parking.
Inside Kroger
Weekdays until 7
Saturday branch hours
“Really easy and simple process when refinancing my vehicle with the help of Curtis Shaw and the Michigan first credit union team”
Work at Michigan First Credit Union (Inside Kroger)? Get your badge
Ratings and review counts shown are Google ratings, displayed with attribution.
How we ranked this list
Each credit union is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Southgate category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.
Which credit union in Southgate, MI has the highest Google rating?
Credit Union ONE at 12820 Fort St has the highest listed Google rating, at 4.6 stars from 190 reviews. It also has the largest review count. Advantage One and Advia each have 4.1 stars, based on 104 and 45 reviews respectively.
Which credit unions in Southgate, MI have Saturday hours?
Michigan First inside Kroger is open Saturday from 10 a.m. to 3 p.m.; Zeal from 9 a.m. to 1 p.m.; Credit Union ONE from 10 a.m. to 12:30 p.m.; and Advia from 9 a.m. to noon.
Where can I bank after 5 p.m. in Southgate, MI?
Michigan First inside Kroger at 16705 Fort St stays open until 7 p.m. every weekday. Zeal stays open until 6 p.m. on Monday and Friday. Advantage One, Advia and Downriver Community Federal Credit Union also close at 6 p.m. on Friday.
Which credit unions in Southgate, MI offer drive-through service or coin handling?
Credit Union ONE, Advantage One, Zeal, Advia and Downriver Community Federal Credit Union list drive-through service. Advantage One at 13050 Fort St also lists a coin machine available until 4 p.m., separate from its 24/7 ATM access.
Which credit unions describe membership eligibility for people in Southgate, MI?
Advia invites people who live or work in Southgate, MI or the surrounding Downriver area to join. Downriver Community Federal Credit Union states that anyone who lives or works in one of its 18 designated Downriver communities can join.
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